:root{--navy:#09243a;--blue:#087fc1;--orange:#f58220;--cream:#f7f4ed;--white:#fff;--ink:#182536;--muted:#687789;--line:#dfe5ea}*{box-sizing:border-box}body{margin:0;background:var(--cream);color:var(--ink);font-family:Arial,Helvetica,sans-serif}a{text-decoration:none;color:inherit}.container{width:min(1160px,92%);margin:auto}.topbar{background:#061b2d;color:#c7d4df;font-size:11px}.topbar-inner{height:36px;display:flex;justify-content:space-between;align-items:center}.top-links{display:flex;gap:18px;align-items:center}.top-links span{color:#64d39d}.site-header{background:#fff;box-shadow:0 3px 18px #102b3d12}.nav{min-height:76px;display:flex;align-items:center;gap:28px}.brand strong{font-size:22px;color:var(--navy)}.brand strong span{color:var(--blue)}.brand small{display:block;color:#7b8997;font-size:8px;letter-spacing:1px}.navlinks{margin-left:auto;display:flex;gap:18px;font-size:12px;font-weight:700;color:#405265}.navlinks a:hover{color:var(--blue)}.subhero{background:linear-gradient(110deg,#09243a,#104c6d);color:#fff;padding:72px 0}.eyebrow{font-size:10px;letter-spacing:2px;color:#8ed6f8;font-weight:900}.subhero h1{font-size:46px;margin:10px 0}.subhero p{color:#d4e0e8;max-width:680px;line-height:1.7}.section{padding:70px 0}.section>.cards{width:min(1160px,92%);margin:auto}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.card{background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 8px 25px #263b4c0c}.card-body{padding:24px}.card h3{color:var(--navy);margin:0 0 8px}.card p{color:var(--muted);font-size:12px;line-height:1.65}.blue-section{background:#eaf4f8}.btn{display:inline-block;padding:12px 18px;border-radius:6px;font-size:12px;font-weight:900}.primary{background:var(--orange);color:#fff}.footer{background:#061b2d;color:#9eb0bd;padding:34px 0;font-size:11px}@media(max-width:800px){.top-links{display:none}.navlinks{display:none}.cards{grid-template-columns:1fr}.subhero h1{font-size:36px}}